Merchant service fee is a charge taken on every credit/debit card or contactless transaction that your business accepts.
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With Vesta Merchant Services, Uniware's merchant services partner, we can achieve the most competitive merchant acquirer rates for your business, while helping you reduce cost and administration across payment services.

UPAY
PAYMENTS
The Upay app is the number one app for payments, loyalty and ordering! Payments, loyalty and promotions are made in one scan of your QR code.



Payments
Allow your customers to make instant payments at the PoS using their smartphone or site card. Upay allows customers to prepay or use direct pay options and accepts all Visa, MasterCard and American Express cards.

Other Payments & Events
Accept payments for any purpose on the Upay app with the online payments & events modules. Create tailored forms with key fields for payment acceptance and use the fully fledged event booking module for ticketing & payment.

Loyalty
Upay can run as a loyalty only app or can host loyalty alongside payments. Loyalty points, promotions, discounts and vouchers are all available through the application.
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White Labelling
Why not display Upay in your brand? Upay can be tailored to your site with your logo, fonts, images and colour schemes.

Online Ordering​
Upay comes with an online ordering module that lets customers pre-order food or other products for collection or delivery. Digital statements are available for all types of transaction as standard!
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Marketing & Engagement
Keep customers engaged with push messaging, in-app messaging, customer surveys, opt-in email address access and uploadable documentation.